Features
Go beyond data. See what's actually happening.
Most platforms give you data and leave you to figure it out. Grand gives you understanding — risk, capacity, integrity — so you can act on what matters.
From data to understanding
Find any UK business in seconds
7M
companies in the Grand Network
Search any legal entity and see the essentials instantly — trading status, location, incorporation, and activity.
Decide where to focus before you even open the profile.
Know exactly who you're dealing with
See how a partner is structured — active directors, ownership, entity type, registered address, and company group.
See the shape of the business
Grand evaluates each company in context — size, complexity, and maturity — so every signal is read correctly.
Know if it's genuinely trading
Grand detects real operating activity — not just whether a company exists, but whether it's actually operating.
Know exactly who you're dealing with
Grand screens every entity, director and PSC against global sanctions, legal-risk and adverse media flags, surfacing hidden signals before you commit.
Know if the data holds up
Grand doesn't just show filings — it tests them.
Are they filing correctly for their size? Are key filings missing? Does the data reconcile — or are there signs of distortion?
See the risk forming
Grand estimates the probability a business won't be around in 12 months — based on financial, structural, and behavioural signals.
Not a score
See the signals driving the risk — not just the outcome.Set exposure with confidence
How much exposure can a partner realistically support? Grand combines liquidity, cashflow, and forward-looking risk signals to give you annual capacity and a monthly limit.
Stay ahead of change
Turn any profile into a live signal.
Grand notifies you when something meaningful shifts — risk, filings, or trading behaviour. You'll know when it happens — before it impacts you.
Early signals
Catch what's emerging
Early signals flag events like notice of strike-offs and administration or sudden changes as they appear — so you can act before they impact the numbers.
Trace what changed and why
Turn insight into action
Contacts
Your business relationships — always up to date, always actionable.
Inbox
All your alerts, compliance updates, and early signals in one place—filtered, never missed.
INTELLIGENCE ENGINE
Every signal is checked, explained, and watched.
Grand powers company credit checks, business risk monitoring, customer onboarding, and AI credit analysis through a single intelligence engine. Every company profile is built from verified business data, enriched with additional signals, continuously monitored for change, and transformed into explainable decisions that teams can trust.
Unlike traditional credit reports, Grand does not stop at collecting data. Every source is verified, every signal is assessed for accuracy and confidence, every recommendation is explained, and every profile is monitored continuously as new information emerges.
Layer 01
Verified Data
Grand collects information from Companies House, court records, Gazette notices, director histories, compliance registries, banking data, accounting systems, and customer-provided information. Every source is validated before becoming part of a company profile.
Layer 02
Explainable Intelligence
Grand transforms raw business data into Structure, Status, Compliance, Filing Behaviour, Financial Analysis, Momentum, Network Analysis, Risk of Failure, and Credit Capacity. Every assessment is traceable back to the underlying evidence.
Layer 03
Continuous Monitoring
Every profile remains under active monitoring. When filings arrive, directors change, court events occur, ownership shifts, or risk deteriorates, Grand updates the profile automatically and surfaces what changed.
Sources
Companies House
Accounts, charges, mortgages, officers, ownership structures, and statutory filings.
Court Records
CCJs, winding-up petitions, insolvency events, and legal actions.
Gazette Notices
Strike-offs, administrations, liquidations, and statutory announcements.
Director & Ownership Data
Appointments, resignations, disqualifications, ownership chains, and connected entities.
Connected Business Data
Banking, accounting, ERP, payment, and commercial data shared with consent.
Customer-Provided Information
Contracts, guarantees, onboarding responses, documents, and declarations.
VERIFY. INTERPRET. EXPLAIN. MONITOR.
Grand Intelligence
Verify
Checks source legitimacy, freshness, conflicts, completeness, and confidence.
Interpret
Builds Structure, Status, Compliance, Filing Behaviour, Financial Analysis, Momentum, Network Analysis, Risk of Failure, and Credit Capacity.
Explain
Provides evidence, cited reasoning, decision drivers, and AI-powered explanations.
Monitor
Continuously watches every profile and every signal for change.
Outcomes
Company Credit Checks
Live business credit assessments with Risk of Failure, Credit Capacity, and supporting evidence.
Business Risk Monitoring
Continuous monitoring across customers, suppliers, borrowers, and portfolios.
Customer Onboarding
KYB, identity verification, policy decisions, and audit-ready approvals.
AI Credit Analysis
Plain-English explanations, cited evidence, decision rationale, and recommended next actions.
Audit Trail
Every signal, recommendation, decision, and change recorded and traceable.
Trust every decision.
Every company credit check, onboarding decision, risk assessment, and AI recommendation produced by Grand is backed by verified source data, transparent reasoning, and continuous monitoring.
Integrations
Slots into the credit and finance stack your team already runs — accounting, ERP, and operational tools across the UK SMB and mid-market.
Frequently asked questions
Enterprise-grade security and compliance
Grand is designed to help organisations meet security, privacy, compliance, and operational risk requirements from day one.
Independent controls covering security, availability, confidentiality, and operational processes.
Designed to support UK and EU data protection requirements.
Information security controls and risk management practices across the platform.
Regulatory oversight for applicable financial services and payment-related operations.
Industry-standard controls for secure payment data handling.
Run credit the smart way, on every UK company you touch.
Business credit checks, company risk assessments, onboarding, monitoring, and portfolio intelligence for every UK company.
From the Grand desk
UK credit intelligence
Briefings, analysis, market signals, and research on UK credit, risk, insolvency, lending, and business health.
Subscribe to newsletterCredit Risk Health Check
10-question interactive assessment of your team's credit risk maturity. Returns a score, a tailored recommendation, and a short report you can share with your committee.
Grand raised $5M to build the trust network for the real-world economy
The round backing Grand's AI-powered credit intelligence for B2B trade — built for credit teams in construction, manufacturing, and wholesale.
Read announcement →B2B credit policy template
10 sections — onboarding, limit setting, monitoring cadence, exception handling, committee escalation, audit trail. Editable Markdown you can adapt to your team today.
The growing pressure on UK CFOs to adopt AI
Why competitive, regulatory, and investor pressure is forcing AI onto the finance function — and the line between AI that augments credit judgment and AI that replaces it.
Read article →
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