Free tools
Free tools for UK credit teams. Built around Grand's live signal layer.
Assessments, calculators, and templates for credit, risk, and finance teams. Free to use, no credit-card gate, results in minutes.
What are these tools?
Four free tools built for UK B2B credit, risk, and finance teams — an interactive credit risk maturity assessment, a back-book backtest of your historical credit decisions, a live-signal-weighted bad-debt reserve calculator, and a downloadable B2B credit policy template. Each one is powered by the same signal layer Grand uses across 6.2M UK companies — so the assessments, recommendations, and outputs reflect live UK credit conditions, not generic frameworks.
The tools
Four free tools. One signal layer underneath.
Each tool runs against Grand's live company-credit signals across 6.2M UK businesses. No sign-up required to use; email for the share-ready output.
Assessment
LiveCredit Risk Health Check
10-question interactive assessment of your team's credit risk maturity. Returns a score, a tailored recommendation, and a short report you can share with your committee.
Interactive analysis
LiveBack-Book Backtest
Five inputs about your last 12 months of credit decisions. Get a modelled estimate of how many decisions would have changed against Grand's live signal layer — split by cleared declines and escalated approvals.
Calculator
LiveBad-Debt Reserve Calculator
Inputs: customer book size, sector mix, current reserve. Output: live-signal-weighted optimal reserve estimate plus the redeployable working capital it frees.
Template · Markdown
LiveB2B Credit Policy Template
10-section editable credit policy template covering scope, onboarding, limit setting, monitoring cadence, exception handling, committee escalation, and audit. Copy to clipboard or download Markdown.
Why we built these
Free, useful, no sign-up wall.
Credit teams shouldn't have to hand over a phone number to figure out whether their policy is working. So these tools run without a sign-up — type or upload, get the result, share it with your committee.
The trade: each output is powered by the same live signal layer Grand sells across 6.2M UK companies. Useful on their own. More useful if you decide to deploy Grand alongside.
FAQs
Free tools — common questions.
Free tools
Free signals. Full Grand when you need it.
Use the tools as long as you like. When you're ready to put Grand's live signal layer behind every credit decision your team makes, we'll be here.
Enterprise-grade security and compliance
Grand is designed to help organisations meet security, privacy, compliance, and operational risk requirements from day one.
Independent controls covering security, availability, confidentiality, and operational processes.
Designed to support UK and EU data protection requirements.
Information security controls and risk management practices across the platform.
Regulatory oversight for applicable financial services and payment-related operations.
Industry-standard controls for secure payment data handling.
From the Grand desk
UK credit intelligence
Briefings, analysis, market signals, and research on UK credit, risk, insolvency, lending, and business health.
Subscribe to newsletterCredit Risk Health Check
10-question interactive assessment of your team's credit risk maturity. Returns a score, a tailored recommendation, and a short report you can share with your committee.
Grand raised $5M to build the trust network for the real-world economy
The round backing Grand's AI-powered credit intelligence for B2B trade — built for credit teams in construction, manufacturing, and wholesale.
Read announcement →B2B credit policy template
10 sections — onboarding, limit setting, monitoring cadence, exception handling, committee escalation, audit trail. Editable Markdown you can adapt to your team today.
The growing pressure on UK CFOs to adopt AI
Why competitive, regulatory, and investor pressure is forcing AI onto the finance function — and the line between AI that augments credit judgment and AI that replaces it.
Read article →
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