Estimate how Grand would have changed your last 12 months of credit decisions.

Inputs

Your last 12 months

Total new-customer applications + limit reviews your team ran in the last 12 months.

Of those decisions, the % that were approved (with or without conditions).

Average new-customer credit limit at the time of approval.

Bad debt as a % of approved exposure. UK B2B baseline is around 1.8%.

Industry profile

• Diversified

  Spread across multiple UK sectors, no single sector dominant.

• Construction-heavy

  ≥40% exposure to UK construction, contractors, project finance.

• Manufacturing

  ≥40% exposure to UK manufacturing, industrial production, components.

• Wholesale & distribution

  ≥40% exposure to UK wholesale, builders' merchants, distribution.

• Retail & hospitality

  ≥40% exposure to UK retail, hospitality, leisure.

• Automotive

  ≥40% exposure to UK automotive, parts, dealerships, fleet.

• Finance

  ≥40% exposure to UK finance, lending, regulated financial services.